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Salary Comparison
Updated February 21, 2026
6 min read

Complete Physical Therapist vs Cardiologist Salary (2026)

Explore the salary, benefits, and career paths of Physical Therapists and Cardiologists to make an informed career decision.

Sarah Chen

Senior Career Advisor

12+ years in HR and recruitment

Quick Comparison

Physical Therapist

$244,667

avg. annual salary

4%

Cardiologist
pays more on average

Cardiologist

$254,453

avg. annual salary

When considering a career in healthcare, understanding the financial rewards is crucial. Two professions often compared are Physical Therapists and Cardiologists. While both play vital roles in patient care, their salaries, job duties, and career paths differ significantly. Physical Therapists focus on rehabilitating patients, helping them recover strength and mobility, while Cardiologists specialize in diagnosing and treating heart-related conditions. This comparison will delve into the average salaries, benefits, and career trajectories for both professions, offering you insights to make an informed choice about your future in healthcare.

Salary by Experience Level

Physical Therapist Entry

$110,000

starting salary

Cardiologist Entry

$114,400

starting salary

Salary Difference

$9,787

avg. difference (4%)

Average Salary Overview

As of 2025, the average salary for a Physical Therapist is approximately $85,000 per year. This can range from $65,000 for entry-level positions to $110,000 for those with extensive experience or specialized skills.

On the other hand, Cardiologists command significantly higher salaries, averaging around $400,000 annually. Entry-level Cardiologists typically earn about $300,000, with experienced professionals exceeding $600,000 depending on their practice and patient volume.

Benefits Comparison

Both Physical Therapists and Cardiologists enjoy a range of benefits, but they may differ in scope. Physical Therapists often receive health insurance, retirement plans, and paid time off.

They may also benefit from flexible work schedules, especially if they work in outpatient clinics. Cardiologists generally enjoy more comprehensive benefits, including higher retirement contributions, performance bonuses, and, in many cases, better health insurance packages.

Also, Cardiologists often receive malpractice insurance, given the higher risks associated with their specialty.

Job Outlook and Career Path

The job outlook for both professions is positive. According to the U.S.

Bureau of Labor Statistics, employment for Physical Therapists is expected to grow by 22% from 2020 to 2030, driven by an aging population requiring rehabilitation services. Cardiologists also have strong job growth, albeit at a varied rate depending on geographic location and healthcare demand.

For both career paths, advancing your education, such as pursuing a Doctor of Physical Therapy (DPT) for Physical Therapists or fellowship training for Cardiologists, can lead to higher earnings and increased job opportunities.

Work Environment

Physical Therapists typically work in a variety of settings, including hospitals, outpatient clinics, and home health services. Their work is often physically demanding but allows for direct patient interaction, which many find rewarding.

Cardiologists primarily work in hospitals, private practices, or specialized cardiology clinics. Their work may include more administrative duties and less hands-on patient care compared to Physical Therapists.

Each setting offers unique challenges and rewards based on the type of patient care provided.

Frequently Asked Questions